If you’re considering relocating to the UAE, Ajman is an attractive option, especially for those seeking a lower cost of living compared to the bustling hubs of Dubai and Abu Dhabi. While Ajman may be the smallest of the seven emirates, its affordability, peaceful vibe, and close proximity to Dubai make it a popular choice for expats. In this guide, we’ll dive deep into the various costs you can expect when living in Ajman, from housing and groceries to healthcare and entertainment.
Cost of Housing in Ajman
One of the major factors influencing the cost of living in Ajman is housing. Rent prices here are significantly lower than in Dubai and Abu Dhabi, making Ajman an ideal spot for those working in neighboring emirates but seeking a quieter, more affordable place to live.
- Studio Apartment: AED 14k – AED 18k annually.
- 1-Bedroom Apartment: AED 25k – AED 27k annually.
- Villas for Rent: AED 60k – AED 80k annually, depending on location and size.
In comparison, housing in Sharjah can be slightly more expensive. For instance, a 1-bedroom apartment in Sharjah might range from AED 34k to AED 39k per year. If budget is your priority, Ajman gives you more bang for your buck without compromising on proximity to major business hubs like Dubai.
Groceries and Monthly Essentials
When it comes to grocery shopping, Ajman holds its own in terms of affordability. Ajman has several well-known supermarkets like Carrefour, Big Mart, and Lulu Hypermarket, offering competitive prices for daily essentials.
Here’s a look at typical grocery prices in Ajman:
- Milk (1 liter): AED 6.33
- White Bread (loaf): AED 3.45
- Eggs (12 pack): AED 7.46
- Local Cheese (1 kg): AED 23.75
- Chicken Fillet (1 kg): AED 22.33
- Apples (1 kg): AED 6.74
Compared to Sharjah, groceries are marginally cheaper in Ajman, making it a great option for families or individuals on a tighter budget.
Monthly Cost of Utilities
Utilities in Ajman, including electricity, water, and cooling for a standard two-bedroom apartment, typically cost around AED 557.61 per month. This is quite affordable compared to larger emirates like Dubai, where utilities for a similar-sized apartment can exceed AED 800 per month. Internet plans range from AED 316 to AED 340 depending on the provider and data limits, while mobile phone plans are in the ballpark of AED 220 – AED 243 per month.
For those looking to save on living expenses, Ajman offers some of the lowest utility rates in the UAE.
Transportation Costs in Ajman
Transportation is another area where Ajman shines. Most residents opt for personal vehicles due to the convenience of commuting to Dubai or other neighboring areas, and the cost of fuel in the UAE is generally low. A liter of petrol costs around AED 3, making private car ownership affordable.
For those using public transport, Ajman’s bus service offers affordable options, with a monthly pass costing around AED 200. In comparison, Sharjah’s monthly bus pass is AED 250, making Ajman a bit friendlier for public transport users.
Cost of Healthcare & Insurance in Ajman
Healthcare in the UAE is generally high-quality, and Ajman is no exception. For expats, securing health insurance is a must, with basic insurance plans starting at AED 560 annually. A comprehensive plan with better coverage for a single person might range between AED 4,000 and AED 7,000 per year, depending on your specific needs.
Cost of Entertainment in Ajman
Ajman may not have the glitz of Dubai, but it offers plenty of affordable entertainment options. From beachside picnics to exploring historical sites, there’s something for everyone. Here’s a snapshot of typical entertainment costs in Ajman:
- Cinema Ticket: AED 30 – AED 45
- Restaurant Meal (for two): AED 100
- Public Park Entry: AED 1 – AED 15
Living in Ajman means you can enjoy simple, family-friendly activities without burning a hole in your pocket. The cost of entertainment is comparable to Sharjah, where a mid-range meal costs around AED 85.
Education & School Fees in Ajman
For families, schooling is a key consideration when calculating the cost of living. Ajman offers a range of private schools, most of which follow the British, American, or Indian curriculum. Fees for British and American curriculum schools range from AED 2.1k – AED 2.7k per month for a 6th-grade student. Indian schools, which are generally more affordable, start at AED 400 per month.
In comparison, school fees in Sharjah tend to be higher, particularly for British and American schools, which may cost up to AED 3k per month. If education costs are a primary concern, Ajman provides high-quality schooling options at lower rates.
Comparing the Cost of Living in Ajman and Sharjah
When comparing Ajman and Sharjah, the cost of living in Ajman generally comes out lower across most categories, including housing, utilities, and groceries. Here’s a quick breakdown:
|
Expense |
Ajman |
Sharjah |
|
1-Bedroom Apartment |
AED 25k – AED 27k |
AED 34k – AED 39k |
|
Monthly Groceries |
AED 1,500 – AED 2,000 |
AED 2,000+ |
|
Utilities |
AED 557.61 |
AED 642.78 |
|
Public Transport Pass |
AED 200 |
AED 250 |
Related article: Exploring the Cost of Living in Sharjah: A Comprehensive Guide
Enjoy a Lower Cost of Living Near Dubai
In summary, Ajman offers a balanced, affordable lifestyle without sacrificing proximity to the UAE’s main economic hubs. Whether you’re a family looking for a more budget-friendly environment or an individual seeking a calm place to settle, Ajman could be your ideal choice.
For more details on property options in Ajman, check out Homeland Realty Real Estate here.
Frequently Asked Questions (FAQ)
Is Ajman expensive to live in?
No, Ajman is one of the most affordable emirates in the UAE, especially when compared to Dubai and Abu Dhabi.
Is Ajman better than Dubai?
t depends on your priorities. If affordability and a quieter pace of life are your goals, Ajman is a great option. However, Dubai offers more job opportunities and a vibrant social scene.
Which is cheaper, Sharjah or Ajman?
Ajman is generally cheaper than Sharjah, particularly when it comes to housing and utilities.
Is AED 25k a good salary in Ajman?
Yes, a salary of AED 25k per month is more than sufficient to live comfortably in Ajman, considering its lower living costs.
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